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  • 2023
    • June
    • May
      • Budgeting to Improve Credit Card Debt
    • March
      • Can Debt Collectors Freeze Your Bank Account?
    • January
      • What is Creditor Harassment?
      • 5 Tips to Get Your Finances in Order This New Year
  • 2022
    • December
      • 5 Scams to Be on the Lookout for This Holiday Season
    • November
      • 5 Things to Know About Debt Consolidation
    • October
      • How to Remove a UCC-Lien
    • September
      • What Do You Do if A UCC Lien is Filed Against You
      • What Is Medical Bankruptcy?
    • August
      • 5 Tips to Successfully Manage Your Business Debt
    • July
      • How UCC Liens can Hurt Your Credit Score
    • June
      • What Business Owners Should Know About UCC Liens
      • What Are My Rights When Dealing With a Frozen Bank Account?
    • May
      • Merchant Cash Advances: What Business Owners Need to Know
    • April
      • How to Deal with Collectors When You Can’t Pay off Debts
    • March
      • Tips for Negotiating With Particular Types of Creditors
      • The Consequences of Defaulting a Merchant Cash Advance
    • February
      • Does Negotiating with Creditors Affect Your Credit?
    • January
      • How Do You Write a Letter to Negotiate with a Creditor?
  • 2021
    • December
      • What Is a Stipulation Judgment Agreement?
      • Should I Negotiate with Creditors on My Own?
    • November
      • 4 Strategies for Negotiating with Creditors
    • October
      • Can You Sue Creditors for Harassment?
    • September
      • FAQ: UCC Liens in New York
      • What Percentage Should I Offer to Settle Debt?
    • August
      • 4 Tips to Successfully Manage Your Debt
    • July
      • Is Debt Consolidation a Good Idea?
    • June
      • What Is Good Debt vs. Bad Debt for a Company?
      • Know Your Rights: Merchant Cash Advance
    • May
      • 3 Common Mistakes Made During Debt Negotiations
    • April
      • What Is the Difference Between a Garnishment & a Levy?
    • March
      • How to Get Your Business Out of Debt in 2021
      • What Are My Debt Relief Options?
    • February
      • Fighting Back Against Debt Collection Lawsuits
    • January
      • Is My Business Liable for My Personal Debt?
  • 2020
    • December
      • How Do I Stop a Bank Levy?
      • How Can I Stop Creditors from Harassing Me?
    • November
      • When Can Your Wages Be Garnished in New York?
    • October
      • How to Deal with Medical Debt After Treatment?
    • September
      • How Long Can Creditors Pursue Debt in New York?
      • Is Merchant Cash Advance Right for Your Business?
    • August
      • Robert Jacovetti Joins Business Talk Radio in a New Radio Series
      • What Are New York Debt Collection Laws?
    • July
      • How Do I Stop Creditors from Freezing My Bank Account?
    • June
      • New York Blocks Debt Collectors From Seizing Stimulus Payments
      • Small Business Debt Relief During COVID-19
    • May
      • New York’s Recent Law Curbing Confessions of Judgment Abuse
    • April
      • Governor Cuomo’s Proposal to Protect Consumers from Debt Collectors
    • March
      • #SmallBusinessAmerica
      • COVID-19 UPDATE
      • Tax Law Changes in 2020
    • February
      • How FICO Changed Its Credit Score System
      • Can’t Pay Back an MCA? You Have Options
  • 2019
    • December
      • How to Handle Lender Harassment
    • November
      • The Pros and Cons of a Merchant Cash Advance
      • What is a Merchant Cash Advance?
    • April
      • Debt Disputes & Negotiations
      • Several NY County Clerks Seek to Curtail Use of Confession of Judgment
    • March
      • Auto Loan Balances Increase for the Ninth Year in a Row
      • Business Debt Credit Card Mistakes to Avoid
      • CFPB Proposal Eases Regulations on Payday Lending
      • New York AG Launches Investigation into Merchant Cash Advance Companies
      • Bill Seeks to Exclude Attorneys as “Debt Collectors”
    • February
      • Merchant Cash Advance Red Flags
  • 2018
    • October
      • The Retail Apocalypse and Bankruptcy
    • August
      • Avoiding Default on a Merchant Cash Advance
      • The Difference Between Consumer and Business Debt
    • July
      • Questions to Consider Before Accepting a Merchant Cash Advance
    • June
      • What Does it Mean to Sign a “Confession of Judgment” Agreement?
      • Merchant Cash Advances Are Not Loans
    • April
      • Tax Implications of Merchant Cash Advances
  • 2017
    • November
      • What Happens When I Miss My Merchant Cash Advance Payments
      • Secured v. Unsecured Credit Card Accounts in Chapter 7 Bankruptcy
      • Prohibited Practices Amongst Debt Collectors May Give Rise To Legal Action
    • October
      • Beware the Pitfalls of Merchant Cash Advances
      • Credit Card Debt After Death
    • April
      • What Laws Protect Your Credit?
    • March
      • Medical Debt Is the Top Reason People Are Contacted by Collection Agencies
      • The ACA Contributing To the Rise of Bankruptcy Due to Medical Expenses
      • A Drastic Spike in New York Foreclosure Rates May Lead to Possible Protections and New Regulations for Homeowners
    • February
      • Growing Demand for Cash-Out Refinances
      • Missed a Mortgage Payment? Here’s What You Need to Know
  • 2016
    • September
      • US Federal Reserve May Be Considering Negative Interest Rates
    • August
      • Gawker CEO Files for Chapter 11 Bankruptcy Protection in Aftermath of Hulk Hogan Lawsuit
    • July
      • “Dance Moms” Star Abby Lee Miller Pleads Guilty to Bankruptcy Fraud Charges
      • New Home Loan Guidelines Meant to Encourage First-Time Homebuyers
    • May
      • Should You Consider Getting an Annuity for Your Retirement Savings?
    • March
      • U.S. Workers Planning for Retirement, Saving More Money for the Future
    • February
      • Be Careful: You Can Still Be Taxed on Cancelled Debt
    • January
      • Mortgage Debt Forgiveness Act Extended by Congress, Property Owners Catch Huge Tax Break
  • 2015
    • December
      • Middle Class Shrinks, Lower Class Rises in the U.S.
    • November
      • What You Need to Know about Discharging Tax Debt through Bankruptcy
    • October
      • Turning the Tables: Three Ways to Pursue Action against a Debt Collector
      • Three Tips for Successfully Negotiating with your Creditors
    • September
      • Debt Settlement May Be an Option, but It’s Not the Only One When You are Drowning in Debt
    • August
      • Do You Owe the Tax Man & Can’t Afford to Pay? Get the Fresh Start You Need
    • July
      • Obama Administration to Forgive $3.6 Billion Worth of Student Loan Debt
    • June
      • Successfully Negotiating with Creditors to Settle Your Debt
      • The Cost of Inaction: Hunkering Down and Dealing with Your Debt
      • In Over Your Head Financially? There Are Alternatives to Bankruptcy
    • May
      • Making Educated Decisions about College Can Be Easier on Your Wallet
      • Has Your Credit Been Flat-Lined Thanks to Crippling Medical Debt?
    • April
      • Student Loans Leading Cause of Debt in United States
      • Bypass Credit Agencies and Call a Skilled Lawyer When You are in Debt
    • March
      • Got Debt? Talk it Out
      • Rent-Controlled NYC Apartment Dwellers Can’t Be Evicted Through Bankruptcy
    • February
      • Can’t Pay Your Mortgage but Want to Keep Your Home?
      • What to Do When You Have Significant Credit Card Debt
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