Debt Collection Lawsuit Attorney in New York

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If you are drowning in debt and wondering how you are going to pay this month’s bills, you probably feel hopeless. You may feel anxious, frustrated, and even embarrassed about your current financial situation. Remember: You are not alone.

In the months and years since the recent economic recession and Super-Storm Sandy, countless New Yorkers are facing insurmountable debt. It just doesn’t seem fair that on top of all of that stress, you now have to deal with harassing phone calls, letters, and lawsuit threats from creditors, too.

If you have been threatened or hit with a debt collection lawsuit in New York, you need legal representation from Jacovetti Law, P.C. We aggressively defend consumers who are struggling with debt and need compassionate help—not legal threats.

Have you been sued for credit card debt in NY? Call Jacovetti Law, P.C. at (516) 217-4488or contact us onlineto discuss your situation during a free 30-minute initial consultation.

What Should You Do When You Are Being Sued for Credit Card Debt in NY?

When you find out you are being sued by a creditor, it is understandably upsetting. After all, you didn’t choose your current financial situation. Maybe you lost your job, or maybe you are paying down medical bills. Each month you try to pay down the debt and then something else happens to bring you back to square one.

First: Stay calm. When you find out you are being sued, contact a qualified debt collection lawyer in New York. It is important that you respond to the lawsuit in a timely fashion.

Failure to go to court when summoned will likely result in a costly default judgment against you. Attorney Robert Jacovetti can stand by your side when you are called to make an appearance in court to face your debt charges.

Robert stands up for the rights of his clients inside and outside of the courtroom. He will not allow debt collectors to bully you into making any agreement that is not in your best interest. As a skilled litigator, Robert can explain your rights and, when necessary, fight tirelessly in court to protect them.

What Types of Situations Result in Debt Collection Lawsuits?

Any time you receive goods or services and promise—either in writing or verbally—to pay a creditor back, you have a legal obligation to pay it back according to the terms of the agreement. Failure to do so will likely result in a lawsuit.

Some of these debts include:

If you fall behind on payments, your creditor has a right to engage in debt collection activity.

What Is Debt Collection Activity?

Creditors often hire a lawyer or collection agency to do the dirty work including:

They are even allowed to contact people you know in an effort to track you down to collect the debt. Jacovetti Law, P.C. can stop the harassment.

Handling Debt Collection Lawsuits With Care

In fact, many collectors try to scare people into paying by threatening a lawsuit. At some point, your creditor may decide to file a debt collection lawsuit against you. Trying to fight this lawsuit on your own will likely be complicated and frustrating. Debt collection law is complex.

We recommend that you work with our skilled debt collection lawyer in New York before the lawsuit is even filed. We can advocate on your behalf in an effort to avoid a lawsuit altogether. That said, we are also happy to represent you after a lawsuit has been filed.