A collection lawsuit occurs when a creditor files a petition against the court to begin a lawsuit against a debtor. In most cases, creditors try to avoid collection lawsuits because they can be a long process and expensive. However, if the creditor has exhausted its other methods of recovering the amount owed, they will file a debt collection lawsuit. Our New York debt relief attorneys explain what you can do to fight back against debt-collection lawsuits.
Defending Yourself Against a Debt Collection Lawsuit
Although each case is different, the first thing you should do to fight back against a debt collection lawsuit is to talk to an experienced attorney. An attorney can outline the appropriate steps to take to defend your specific case. Since collection agencies can make mistakes, an attorney can also review the debt you are being sued for and ensure it is valid.
Automatic Stay Rule
There are many options available to avoid litigation, such as getting the automatic stay rule. An automatic stay rule is a court order that stops most civil litigation after a bankruptcy petition is filed. All collection activity, including lawsuits, must stop immediately.
New York Debt Collection Lawsuit Attorneys
If you received a notice that you are being sued for debt collection, you should contact an experienced attorney as soon as possible to fight back. Our New York debt collection lawsuit attorneys have vast experience helping individuals that were in the same situation you are in right now. We understand that every situation is unique, so we take the time to review your case and help you find the right solution. We can help you achieve the best possible results for your case and answer any of the questions you might have along the way.
Contact our New York debt collection lawsuit attorneys today at (516) 217-4488 to schedule a case review!